Save up to 23%* with an auto and home insurance bundle
About bundling insurance
Bundling insurance means getting two or more insurance policies, such as auto and home insurance, from the same insurer. With multiple policies under our roof, customers may enjoy easier policy management and claims processes, along with discounts on premiums. Learn more about optimizing your insurance policies below.
Choose your home and auto insurance bundle
Home and auto insurance make for a great bundle, especially with the discount that comes with it. Your savings may be even greater if you add other types of policies to the bundle.
Save Money on Insurance Premiums
Bundling your car and home insurance could save you up to 23% on both policies together.*
Discounts are also available for bundling renters, condo, boat, manufactured home and/or ATV policies. The more you let American Family Insurance help you protect, the more you may be able to save.
Benefits of bundling your home and auto insurance with American Family
Bundling discounts
You may be eligible for an insurance premium discount when you bundle two or more qualifying policies with us. Whether you have a home, auto, RV or ATV, we may be able to help you protect your belongings under one roof for less.
Comprehensive protection for what matters most
Multiple policies for different assets means more protection for you, your family and your property. Those policies are easier to manage if you get them through the same insurer, as a bundle.
Convenient policy management
Getting your home and auto insurance through the same insurer may help simplify your policy management. For example, you could arrange to pay for both on the same due date with the same invoice. It may also help you avoid working with multiple agents and the need to remember different login details for each policy.
When you sign up for MyAccount online and download the MyAmFam app, you can manage your policies in one location. That means simplified access to your premium payments, claims and coverage details.
Simplified Claims
Should the unexpected happen and you need to file a claim, our claims department is here for you 24/7 to help you get your life back on track.
Dedicated Agent Support
The more policies you bundle with American Family Insurance, the more your agent may be able to help you identify your coverage needs. For example, they could spot insurance gaps or coverages you need or don't need and make recommendations to help you better protect your family, home and belongings for less.
More home and auto insurance bundle savings
You may also be able to add our other multi-policy discounts to your home and auto insurance bundle savings. Speak with your American Family Insurance agent to find out how much you can save.
What to check before you bundle insurance
Here are a few things to consider before you bundle your homeowners and car insurance policies:
- Ensure that the new policies you’ve bundled meet or exceed your previous or current policy coverages and don’t leave gaps in your coverage amounts or limits.
- Ask your agent about each policy’s deductibles before committing to bundling. Doing so may help ensure you don't end up paying more for a loss than expected.
- Watch out for introductory discounts that could leave you paying larger premiums later on.
Combining your home and auto insurance with American Family Insurance may come with perks:
- Your bundled quote may get you policies with extra coverages that provide more protection from the unexpected.
- You can add features such as diminishing deductible for auto and diminishing deductible home insurance.§ Both may help control what you pay when you file a claim.
Connect with your American Family Insurance agent to make sure you’re getting the best coverage with the best discounts and savings.
Frequently Asked Questions
How to bundle home and auto insurance
Ready to enjoy the benefits of bundling your auto and home insurance? Get in touch with one of our agents — they’ll walk you through everything you need to know. Live and drive with the peace of mind that comes with American Family Insurance coverage.
Not a part of American Family Insurance yet? Get a bundled insurance quote and join us today.
Disclaimers
This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.
*Customers who bundle auto and home insurance policies may save up to 23% on both policies together (as of December 2023). Discounts may vary by state, property, policy form and company underwriting the auto and/or home policy. Discounts may not apply to all coverages on an auto or home policy.
**Customers who bundle their auto, homeowners, and motorcycle insurance may save up to 24% on their auto and home policies together (as of August 2023). Discounts may vary by state, property, policy form and company underwriting the auto and/or home policy. Discounts may not apply to all coverages on an auto or home policy. Discounts do not apply to motorcycle policies.
***Customers who bundle their auto, homeowners, and RV insurance may save up to 24% on their auto and home policies together (as of July 2022). Discounts may vary by state, property, policy form and company underwriting the auto and/or home policy. Discounts may not apply to all coverages on an auto or home policy. Discounts do not apply to RV policies.
†Discounts may vary by state and company underwriting the auto policy. Discounts may not apply to all coverages on an auto policy. Discounts do not apply to the life policy. ‡Customers who bundle umbrella, home, and auto insurance may save up to 26% on their home and auto policies together (as of August 2023). Discounts may vary by state, property, policy form and company underwriting the auto and/or home policy. Discounts may not apply to all coverages on an auto or home policy. Discounts do not apply to umbrella policies.
§Diminishing Deductible does not apply to all property deductibles. Named storm deductible applies only to GA. Policy maximum limits are $1000 for homeowners and $500 for renters, condo and manufactured homeowner policyholders.
All coverage options and endorsements are not available in all states, please speak to your agent on availability.
All statements regarding insurance coverage are general descriptions. These statements do not add or modify any coverage under your insurance policy. If there is any difference in the description of the coverage/endorsement, the policy provisions will apply. Please review your policy or call your agent for information regarding coverage that may be available to you.